There was a time in my life, not too long ago, where the thing I worried about most was money. I was in a lot of debt (to me) and I seemed to never have enough of it. I stayed in an industry that made me absolutely miserable just because I had hopes of getting a better-paying job in the very near future.
Money fueled my actions. It swayed my decisions. I’d usually decide against experiences and purchases just so I wouldn’t spend money. I was boring. I was depressed.
It was an excuse not to pursue relationships. It was an excuse not to live life. I tried and tried to get ahead and I never seemed to be able to.
I was fixated on money. Like Lil Wayne used to say, “the money is the motive.”
Fast forward a couple of years and my relationship with money has changed.
It no longer controls me. I no longer work at a job I despise because of it. I go on vacation. I go out to eat every now and then. I treat myself and my wife and don’t feel guilty about it anymore. I eat healthy foods and finally put my health before money.
I’m more comfortable with money. It comes in…And it goes out.
I don’t care how much money is in my bank account anymore.
Do you know why?
It’s because I finally haveВ enough.
I’m no longer worried about money.
I’m not gonna lie; it’s a huge relief. It’s a huge amount of weight off of my shoulders. I don’t put a monetary value into my decisions. My decision-making process is totally different now. How do I try to decide things now?
I base it on some simple criteria: Will it make us (my wife and I) happier? If so, will it give us value now and a better future later? If so, go for it. If not, don’t.
You can complicate it as much as you’d like, but I prefer to keep things simple.
Now that I no longer worry about money, there’s a huge void in my life.
Being in the Personal Finance space, you would think that there’s not much more to life, right?! (I’m totally kidding.)
Since I don’t worry about money anymore, what is there to possibly worry about?
I’m about to blow your mind.
Are you ready?
I just worry about other things now.*
Ladies and gentlemen, money isn’t the end-all, be-all.
More money isn’t the answer to all of life’s questions.
It won’t make you a better person.
It won’t make you healthier.
It won’t make you wiser.
It won’t make you a better spouse and it won’t make you a better parent.
Death doesn’t discriminate. It doesn’t give a shit about how much is in your bank account.
Money is just a vehicle to exchange for other things.
Once you figure out a way to live with less and need less things, your relationship with money will improve.
You will no longer be money’s bitch. You’ll no longer be at money’s mercy. It won’t paralyze you when important decisions come up. It will no longer be a deciding factor.
You’ll be free of money’s grasp.
You’ll start seeing the bigger picture.
You’ll be in the driver’s seat. You’ll be more at peace.
You’ll have more time, attention, and energy for the more important things in life.
What exactly are the more important things in life?
That’s for you to figure out.
I hope you spend more time now doing that instead of trying to figure out how to make more money.
*В I bet you’re probably wondering what I’m worrying about right now, huh? With full disclosure, I’m worrying about what I’m going to have for dinner, how many people will actually read this, and how crazy my day at work is going to be tomorrow. I’m in at 6:30 am and probably won’t be done until around 3:30 pm and then I have to go back to do some late-night pick-ups at 10:30 pm and 11:30 pm. Just a day in the life of an Event Rental Professional.
I love this post! I hope to be there some day. I’m just starting on simplifying my life and minimizing our possessions. I’m hoping that by needing less this will lessen my worry of money every month. God Bless you and enjoy your day!
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Thanks Dawn! Getting used to wanting and needing less is a great way to get rid of money stress. Good luck!
Love this, Marc!
Congratulations! You did it!!! You ROCK!!! I haven’t read anything online in a long time, so it’s great to catch up and hear your successful self-employed news :))
This reminds me of losing weight. It’s really similar. Recently, I’ve gotten healthy, changed my eating and lost my excess weight — it took me 5 years — but I’ve actually achieved my ideal pain-free health and weight goal. It took a LOT of focus and attention and self-control!!! Daily discipline…
But now I have a strange void.
Now I have to shift my focus over to LIVING MY LIFE :)) Rather than think about what I will and won’t eat today, it’s about what I will and won’t accomplish for myself, in the biggest sense.
It’s wonderful, it’s scary. I have no excuses any more to NOT be the very best version of me. To NOT ride my horses or write in my journal or dream BIG for my life!
Our human brains obsess. That’s what they do! And our job is to constantly redirect them, steer them back on course.
Thank you for this thoughtful post!
P.S. are all your fans named Dawn??? :)) :))
Thanks for stopping by, Dawn. I’m glad to hear from you again! (I thought you changed your profile and you were the other Dawn. I’m pretty popular with the Dawns apparently :))
Congrats on the weight loss and for fighting the good fight with rewiring your thoughts. It’s extremely difficult but it makes life easier/better once you get them under control!
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I love this post, you make an excellent point money is not the end-all, be-all. Life isn’t automatically sunshine and roses upon reaching a place where you don’t have to worry about money! I love hearing perspectives from people who have reached a place financially where money is no longer a major priority, thanks for sharing рџ™‚
Thanks for reading! I didn’t think I’d get to a point where money is no longer a major priority so soon but it’s amazing what a change in perspective can do for someone!
I think the preoccupation with bigger, better and more undermines the kind of peace you’re talking about. My developing purpose is to change the way people think about the houses they buy. Once you go too far on a house purchase, it’s nearly impossible to dial it back. Having enough money includes the very controllable choice of spending less.
I could definitely see how buying too much house could be a slippery slope and influence other large purchases as well. Really interesting take on that.
I agree with everything in this post EXCEPT, “[Money] wont make you healthier.” Of course it will. If you are sick or injured more money means better treatment options, better health insurance, better medications. Maybe money itself wot make you healthier but it can definitely make you be able to afford better health care and better health.
This was the one part of the post that I thought had the opportunity to ruffle some feathers. I totally get your point. Money can and definitely would prolong your life in those instances that you touched base on. I was thinking more along the lines of something more traumatic happening like a freak car crash occurring and you get severe internal bleeding or something like that. Of course, someone could argue that a “safer,” more expensive car could have prevented that from happening. Thanks for playing devil’s advocate on this one. What about if someone lived in a more socialist country with better healthcare that that of the United States?
[…] What Happens When You No Longer Worry About Money? […]
Remember the old adage, “Time is Money?” How wrong was that?
Cherish your time and exchange your money for the best quality time you can get.
I love you perspective!
Well said, Ian! Thanks for reading.
This is so great. Congratulations on reaching that point. I think it is easy for those of us focused on personal finance to sometimes lose sight of things, so thank you for the perspective. We are similar to you in that we prioritize eating healthy over saving money on groceries. That is one place we choose to “splurge” on, but compensate for it in other areas.
Thank you for the really great post. – Cody
Thanks for reading, Cody. I used to be so focused on money that I neglected other areas of my life. What good is all the money in the world if you don’t have your health and someone to share it with?!
We have no debt and a good amount of cash and I still worry about money. Every time some unexpected bill comes in I’m stressing ugh. I winder at what point will I feel content with what we have.
Good luck in your journey, Jen. No one can control what happens to them but everyone can control how they react.
I love that the next important thing to worry about is ‘what’s for dinner?’ I’d have to say that has always been first on my plate before money – food is a very big part of my life!
I’m glad you have found yourself in a position to no longer feel as if you have to worry about money and that there is enough. I hope that everyone gets to this point at some stage as it is a very nice place to be and I believe the reason so many people blog about personal finance, to help people get to that point too.
Have a great day,
I’m glad that I’m in this position too. It’s crazy that making more money wasn’t the cause of this like I thought it would be for the longest time; just a change of perspective. It’s defintiely not easy but the best part is that anyone can achieve it.
What about our personal relationship with our Creator? Are we ready to face Him anytime? Now, that you had enough and we are happy, chase significance because life is too short to ignore what is important in life. God bless.
This is great! Finally reaching this state of mind is really liberating.
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